Water and Sewer Service Lines
Did you know?
As a homeowner you are responsible for the water and sewer service lines buried on your private property. A breakdown to these lines could happen without warning resulting in an unexpected and costly emergency repair. The lifespan of a service line depends on many factors including construction material, soil conditions and use and the location, number and species of nearby trees. While not typically covered by basic homeowners’ insurance, residents are encouraged to check with their current provider to find out what their coverage is in this area, and to arm themselves with information such as deductible amounts and exclusions if the coverage is offered as an add on. Residents may also consider coverage from an external service plan provider.
Service Line Warranties of Canada (SLWC)
The Town of Spanish has partnered with Service Line Warranties of Canada (SLWC) to offer eligible homeowners optional repair plans to help protect residents against potentially expensive emergency repairs to water service lines or well and sewer/septic lines on their private property.
Participation is optional and voluntary for homeowners. The program is solely managed by SLWC and uses no public funds. Residents will not be solicited in person or by phone. A homeowner who chooses to enroll in this program should do so with the knowledge that the Town of Spanish in no way warrants or is liable for the work or performance of SLWC.
Residents who choose to sign up for a plan have access to these benefits:
- A repair hotline available 24/7, 365 days a year
- Pay $0 for covered repairs up to a benefit amount
- Repairs performed by an insured and licensed plumber
- One-year guarantee on covered repairs
Plans Available in the Town of Spanish:
- Exterior Water Service Line coverage – $5.75 per month + any applicable taxes
- Exterior Sewer/Septic Line coverage – $8.00 per month + any applicable taxes
- Interior Plumbing and Drainage Coverage – $6.50 per month + any applicable taxes
For more Information
Frequently Asked Questions (FAQ’s)
Who is SLWC?
SLWC is an independent company, separate from your local utility or community. SLWC is partnered with the Association of Municipalities of Ontario and SLWC Plans are available in over 70 municipalities across Ontario.
Why did Spanish partner with SLWC?
There are several benefits the voluntary SLWC program brings to Spanish and its residents, including:
- Educating residential property owners about their responsibilities for the maintenance, repair and replacement of water service and sewer lines (portion from their homes to the property line) – at no cost to the Town of Spanish.
- Assuring the Town of Spanish that all repairs are performed to code and that all appropriate permitting is pulled.
- Reducing expense to property owners and the Town of Spanish because the service plans encourage residents to report exterior water service and sewer/septic leaks in a timely manner. Timely exterior water service line repairs conserve water and reduce water loss for the town. Timely sewer/septic line repairs also minimize wastewater pollution, helping the environment.
- Resulting in fewer calls and involvement of Town of Spanish personnel regarding infrastructure that is the responsibility of property owners saves overall taxpayers money.
Doesn’t my homeowners insurance already cover these repairs?
Typically, no. Most homeowners are surprised to learn that they are responsible for the repair and replacement of broken or leaking utility lines on their property. While most basic homeowners policies will pay to repair the damage created by failed utility lines, they typically do not cover the cost of the repair of the line itself. SLWC encourages residents to call their insurance company to determine their actual coverage.
Does this coverage include well lines?
Yes, coverage provides for repair or replacement of either water service or well lines.